Loans & Subsidies

Business Loans & Government Schemes

Get the right government-backed loan or subsidy for your business. We check your eligibility, prepare the project report and handle the application — from first enquiry to sanction.

Schemes we handle

Central & Maharashtra Schemes

Central Govt.

PMEGP

Prime Minister's Employment Generation Programme

Credit-linked central government subsidy for setting up new micro enterprises in manufacturing and services.

Eligibility: Individuals above 18 years with a project idea
Check eligibility
Maharashtra

CMEGP

Chief Minister's Employment Generation Programme

Maharashtra's flagship employment generation scheme with subsidy support for new self-employment ventures.

Eligibility: Maharashtra residents aged 18–45 (relaxations for reserved categories)
Check eligibility
Central Govt.

PMFME

PM Formalisation of Micro Food Processing Enterprises

Capital support, training and credit for new and existing micro food processing businesses.

Eligibility: Micro food processing entrepreneurs and enterprises
Check eligibility
Maharashtra

Annasaheb Patil Mahamandal

Annasaheb Patil Arthik Magas Vikas Mahamandal

Economic development corporation loans and support for self-employed and skilled youth in Maharashtra.

Eligibility: Eligible self-employed applicants in Maharashtra
Check eligibility
Maharashtra

OBC Mahamandal

Maharashtra State OBC Finance & Development Corporation

Concessional business loans and trade-linked finance for entrepreneurs from the OBC community.

Eligibility: OBC community entrepreneurs in Maharashtra
Check eligibility
Maharashtra

VJNT Mahamandal

Vasantrao Naik Vimukta Jati & Nomadic Tribes Development Corporation

Business finance, tool purchase and self-employment support for VJNT community entrepreneurs.

Eligibility: VJNT community entrepreneurs in Maharashtra
Check eligibility
Central Govt.

AIF

Agriculture Infrastructure Fund

Long-term financing for post-harvest infrastructure and community farming assets.

Eligibility: Agri-entrepreneurs, FPOs, PACS and agri-startups
Check eligibility
Central Govt.

NHB

National Housing Bank

Refinance and support schemes for housing finance and development initiatives.

Eligibility: Housing finance institutions and developers
Check eligibility
Our process

From Application to Sanction

  1. Step 01

    Eligibility Check

    We review your profile, business idea and location to shortlist the schemes you qualify for.

  2. Step 02

    Project Report

    A bank-ready project report with cost, means of finance and repayment plan.

  3. Step 03

    Application & Documents

    Online application, document checklist and submission to the right agency.

  4. Step 04

    Sanction & Subsidy

    Follow-up with the bank and agency until loan sanction and subsidy release.

Documents

Documents Usually Required

Requirements differ by scheme and bank. We share the exact checklist for your scheme after the eligibility check.

Aadhaar & PANOf the applicant / all partners or directors
PhotographsRecent passport-size photographs
Address ProofResidence and proposed business address
Education CertificatesWhere the scheme asks for minimum qualification
Category CertificateCaste / community certificate where applicable
Project ReportPrepared by us for your business plan
QuotationsFor machinery, equipment or construction
Bank StatementsRecent statements of the applicant
FAQs

Common Questions

Quick answers about government loans and subsidy schemes.

Which scheme is right for my business?

It depends on your business activity, location, category, age and project cost. Share your details and we will shortlist the schemes you are eligible for.

Do I need collateral for these loans?

Collateral requirements depend on the scheme, the loan amount and the lending bank’s policy. We explain the requirement for your case before you apply.

How long does the process take?

Timelines vary by scheme, agency and bank. Keeping documents and the project report ready from the start helps avoid delays.

Can you prepare the project report?

Yes. We prepare a detailed, bank-ready project report covering project cost, means of finance, profitability and repayment schedule.

Not sure which scheme fits?

Get an Expert Eligibility Check

Tell us about your business plan — our experts will shortlist the right loan and subsidy schemes for you.

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